🛡️ Zero Regulatory Fines - 100% Compliance Record

Complete Financial Crime Prevention in One Unified Platform

Integrate AML, KYC, Sanctions, and TBML Detection with AI-Powered Intelligence

Financial crime evolves faster than traditional compliance can adapt. Our comprehensive platform combines every compliance capability you need - from customer onboarding to transaction monitoring to trade surveillance - powered by AI that learns and improves continuously.

AML Transaction Monitoring
KYC/CDD Automation
Sanctions Screening
TBML Detection
Case Management
70%
Compliance Cost Reduction
95%
Detection Accuracy
Zero
Regulatory Fines
50%
Faster Investigations
100%
Audit Trail

Advanced AML Transaction Monitoring

AI-powered behavioral analytics that detect suspicious activities with unprecedented accuracy

Behavioral Analytics Engine

📊

Unusual Transaction Patterns

AI identifies deviations from normal customer behavior, including frequency, amounts, and timing anomalies that may indicate suspicious activity.

Velocity Changes

Monitor sudden increases in transaction velocity or volume that could indicate money laundering or other illicit activities.

🌍

Geographic Anomalies

Detect transactions to/from high-risk jurisdictions or unusual geographic patterns that don't align with customer profiles.

👥

Peer Group Deviations

Compare customer behavior against similar peer groups to identify outliers and potential suspicious activities.

🔗

Relationship Network Risks

Analyze complex relationship networks to identify hidden connections and potential money laundering schemes.

Scenario-Based Monitoring

Structuring/Smurfing

High Risk

Detect patterns of transactions just below reporting thresholds designed to avoid regulatory scrutiny.

Multiple transactions < $10K Short time windows Round amounts

Rapid Movement of Funds

High Risk

Identify funds that move quickly through multiple accounts to obscure their origin or destination.

Multiple intermediary accounts Same-day transfers Layering patterns

Dormant Account Activity

Medium Risk

Monitor previously inactive accounts that suddenly show high-value or frequent transaction activity.

Long dormancy periods Sudden high activity Profile inconsistency

High-Risk Geography

High Risk

Flag transactions involving countries or regions with high money laundering or terrorism financing risks.

FATF blacklisted countries Sanctions jurisdictions Tax havens

Round-Amount Transactions

Medium Risk

Detect patterns of round-number transactions that may indicate artificial or suspicious activity.

Exact round amounts Repetitive patterns Unusual for customer

KYC/CDD Automation Excellence

Streamline customer onboarding and due diligence with intelligent automation

Digital Onboarding Excellence

📄

OCR Document Extraction

Advanced OCR technology extracts data from identity documents with 99%+ accuracy, supporting 200+ document types across 50+ countries.

🔍

Biometric Verification

Facial recognition and liveness detection ensure document authenticity and prevent identity fraud with advanced anti-spoofing technology.

🏛️

Government Database Checks

Real-time verification against government databases, credit bureaus, and official registries to confirm identity and address information.

🎯

Automated Risk Scoring

AI-powered risk assessment considers multiple factors to assign accurate risk scores and determine appropriate due diligence levels.

🔍

Enhanced Due Diligence (EDD)

Automated EDD processes for high-risk customers including PEP screening, adverse media checks, and source of wealth verification.

Perpetual KYC Monitoring

🔄

Continuous Monitoring

Real-time monitoring for changes in customer circumstances, PEP status, sanctions listings, and adverse media coverage.

Triggered Reviews

Automatic review initiation based on predefined triggers such as transaction patterns, risk score changes, or external events.

📅

Risk-Based Cycles

Intelligent scheduling of periodic reviews based on customer risk levels, optimizing resources while maintaining compliance.

👤

Self-Service Updates

Secure customer portal for updating information with automated verification and approval workflows.

Proven Success Metrics

Real results from global implementations across leading financial institutions

Global Implementation

$47T Assets Under Custody

Operational Efficiency

70%
False Positive Reduction
50%
Investigation Time Saved

Compliance Excellence

100%
Regulatory Compliance
Zero
Fines Post-Implementation
"ACE's comprehensive platform transformed our entire compliance operation. The 70% reduction in false positives alone saved us millions in operational costs."
Chief Compliance Officer, Leading European Bank

Global Platform Metrics

$2T+
Annual Transaction Volume Monitored
50M+
KYC Records Processed
99.7%
System Uptime
24/7
Global Monitoring Coverage
40+
Regulatory Jurisdictions
200+
Sanctions Lists Monitored

Unified Platform Architecture

All compliance functions integrated into one intelligent, scalable platform

AI Intelligence Layer

Machine Learning Models Natural Language Processing Behavioral Analytics Risk Scoring Engine

Core Compliance Modules

AML Monitoring KYC/CDD Sanctions Screening TBML Detection Case Management

Data & Integration Layer

Real-time Data Ingestion API Gateway Data Lake External Integrations

Infrastructure Layer

Cloud-Native Architecture Microservices Auto-Scaling Security & Encryption

Integration Benefits

🔄

Unified Data Model

Single source of truth for all customer and transaction data across all compliance functions

Real-Time Processing

Instant screening and monitoring across all modules with sub-second response times

📊

Holistic Risk View

Complete customer risk profile combining all compliance data points and analytics

🎯

Reduced False Positives

Cross-module intelligence sharing dramatically improves accuracy and reduces noise

Transform Your Compliance Operations

Join Global NY Bank and other leading institutions who have revolutionized their financial crime prevention with our unified platform.